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BPL's interest rates are extremely high, ranging from 780.03% to 788.62%. An Abundance of Debt: Personal loan applicants that find themselves burdened with an abundance of debt can find their loan applications denied by traditional lenders. The denial could be due to an applicant having taken on recent debt, like a mortgage, a car loan or even a loan from another lender. Recent and rapid changes to an applicant’s ...E 23970 Pow Pow Trail, Watersmeet, MI 49969. BBB File Opened: 1/11/2012. Years in Business: 12. Business Started: 1/1/2012. Type of Entity: Sole Proprietorship.Big Picture Loans has 5 stars! Check out what 18,859 people have written so far, and share your own experience. | Read 141-160 Reviews out of 18,063Consider setting up automatic withdrawals for certain bills, eliminating any chance that you might make a late payment. 2. Use Your Credit Effectively. Once you’ve caught up on your debt, use credit more effectively. 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